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Life and Times of an itinerant slacker in Sacramento. Thrills, Spills Galore coming soon. Not to mention lots of opinions.

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Wednesday, April 23, 2008

What is the American Dream?

Take This Job and Shove It!!

That is the true American dream. Employer – Sponsored Health Insurance is the American Nightmare that denies so many of us the Liberty needed for the Pursuit Happiness in our Life. (Sorry for that, Mr. Nickel profile dude)

This is a pervasive truth in America that everyone knows, however no one has the guts to say it. Until now.

Senator Ron Wyden from Oregon has produced a video to support his campaign for a comprehensive health care program that would take some steps to remove the linkage between health care coverage and employment. This is a hoot. Truth is always funnier than Fiction.

This video is refreshing, after hearing armies of Ivy League talking heads blather incessantly for weeks about whether Senator Clinton or Obama understands people whose estates are valued at less than $2 Million (or Joe Lunch bucket and Suzie Housecoat, as C. Montgomery Burns calls them). It appears to me that Senator Wyden is way ahead of the pack when it comes to understanding what motivates people who work for a living. Let's face it, we all want to eat the frosting off the boss’s slice of cake.

I actually looked at the proposed legislation, and I have my doubts as to how useful this legislation would be. The legislation would be beneficial if everything worked out exactly in accordance with the economic assumptions used by the plan’s supporters. This legislation has a fatal flaw that I see in almost every Healthcare Reform proposal involving private insurance but not employer-based plans. If the cost of healthcare were to rise beyond the rather rosy cost assumptions used to make the case that the plan is efficient, guess who gets stuck with the extra costs? Yep that’s right, the workers pay the entire cost overrun. Given the insurance rates would be developed by private insurers, regulated by Government, and paid by the households who will be legally required to purchase insurance (sounds too much like auto insurance to me), I estimate the probability of major cost overruns to be about 99.44%. Put that in your Ivory Soap and go take a bath.

That’s my story and I’m sticking to it.

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I must enjoy shouting into a vacuum, but I think about getting my act together one of these days. My mom says I am very handsome and intelligent.

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